“Can I Afford Invisalign?” This is the question that goes through most people’s minds when they are trying to decide if Invisalign will work for them. In most cases, Invisalign and braces have roughly the same cost, but your dentist or orthodontist will be able to provide you the cost for both treatments based on your situation.
The cost of your treatment is determined by how serious your case is, how long it will take for Invisalign to treat your condition and also if you end up having to have a retainer after treatment is finished. Where you live will also determine the cost of treatment, but the average cost across the nation is currently around $7,000.
Insurance Coverage for Invisalign
To determine if your dental insurance will cover the Invisalign treatment, you will need to talk to your Invisalign dentist or orthodontist. They have worked with many insurance companies and will be able to tell you how much your insurance will cover or if they will even cover Invisalign at all. If they are not able to give you the information you need on your specific dental insurance, you can contact the insurance company directly or make an appointment with the orthodontist we recommend and they will be able to help you to bill the insurace.
Many insurance companies do cover Invisalign like they would with normal braces so if you have an insurance that covers fully or partially normal braces, the same insurace will cover partially invisalign. Call the orthodontist of your choice to start the process.
Working Invisalign into your FSA
An FSA (Flexible Spending Account) gives you the option of setting aside part of your pay to cover certain medical expenses. The money that is put straight into your FSA from your pay is not taxed and will be paid to you in the form of reimbursement for qualified medical expenses. If you have time to plan ahead, you can consult the benefits department of your company to set up an FSA to pay for your Invisalign treatment. Not only does it set the money aside to pay for the treatment, you actually save money as the money is put into your FSA as a pre-tax deduction.
Invisalign Payment Plans
If you have no insurance or your insurance does not cover the whole cost of treatment, you may be scrambling to find some other way to pay for the Invisalign treatment. One payment option that you may want to consider is that your dentist or orthodontist may have a payment plan available to you through their office. Many providers offer payment plans on the treatment cost with no down payment required. Some even offer payment plans with no interest charged.
Your dentist or orthodontist understands that the Invisalign treatment can be expenses and most are willing to work with you on getting your treatment paid for, so don’t be afraid to ask.